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How Much Does Bankruptcy Application Cost in Hong Kong? (2026)
Hong Kong market reference price
Professional bankruptcy application legal services in Hong Kong, including lawyer fees and statutory costs starting from approximately HK$10,000.
破產申請服務 價格比較
(Prices may be higher for premium-tier cases)
* Prices are market reference ranges. Actual costs may vary.
Hong Kong bankruptcy application services typically range from **HK$10,000 to HK$25,000**, depending on several key factors including case complexity, the volume of outstanding liabilities, and whether creditor negotiations are required prior to filing. Pricing may also vary across districts, with firms based in **Central and Sheung Wan** — home to many established insolvency practitioners — generally commanding premium rates compared to those operating in **Mong Kok or Kwun Tong**. Additionally, applicants with multiple asset declarations or cross-border financial obligations should anticipate costs toward the higher end of this range.
Choose service providers who offer transparent quotations in writing. Before proceeding with a bankruptcy application, clarify whether all miscellaneous fees are included in the quoted price to avoid unexpected charges.
Frequently Asked Questions
The bankruptcy period typically lasts 4 years, during which you must comply with Official Receiver's Office requirements, including regular income and asset reporting. Your credit record will be affected during this period, but most debts will be discharged upon completion, allowing you to restart your financial life.
Most debts can be discharged in bankruptcy, including credit card debts, personal loans, and medical bills. However, maintenance payments, court fines, student loans (except in specific circumstances), and recent debts arising from fraud are typically not dischargeable. Consult a bankruptcy lawyer to understand which debts apply to your specific situation.
查詢報價時應確認是否包括初步諮詢、申請表格準備、法庭費用、公告刊登費用等項目。部分律師樓或會另行收取法定費用、會計師費用或其他雜支。建議要求律師樓提供詳細收費清單，清楚列明各項收費的具體金額或計算方式，以避免日後產生爭議。
香港破產申請服務收費方式通常分為固定費用或時間計費。固定費用按申請類型而定，時間計費則按律師工作時數乘以時薪計算。收費金額會因案件複雜程度、債務人資產狀況、涉及債權人數目等因素而異。建議向多間律師樓查詢以了解市場行情。
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